Today's Financial Investment Advice: Economics 101 Gets A Failing Grade

It's hard to believe that it's been ten years since the ENRON fiasco occurred. And even now, most people can't make up their minds which facet of the terrible fraud bothered them more: a huge firm that went bankrupt or the masses of employees who were suddenly jobless and devoid of their retirement accounts. In reality, the most unsettling issue is the lack of financial investment advice which would have prevented the entire debacle.
Obviously, fraud is the more extreme way to lose your employer-sponsored retirement program. But in an economy that has proven to be anything but reliable and is predicted to crash far harder in 2011 than it did in 2008, your retirement fund is at risk. That is why so many people are seeing the need to take back responsibility of their retirement planning and seek the value of reputable financial investment advice.
In addition to unstable employer-funded retirement accounts, Americans can no longer rely on their social security payments to carry them through their golden years like the generation before. The number of people facing retirement who are in debt are higher than ever. Credit card debt is sadly looked upon as a way of life. The possibility of retiring comfortably is a dream that the average American will not realize unless they get their hands on valuable financial education that is in huge demand today.
So how does someone who is in debt get their financial house in order in the midst of an economy that is unstable and headed for a catastrophic fall? The short answer is to spend less than you are making and invest wisely in what you save. If you look at a good chunk of the ultra wealthy, especially those who are older than most of us, they don't live ostentatiously. They drive cars that are paid for, live in homes that are paid for, and they don't buy what they don't need.
Take my partner's father for example. Her dad is a multi-millionaire who lives in a nice home, drives nice cars, goes on nice vacations. But there are shoes he's had for 20 years, rakes his 2 acres of lawn himself every fall, burns his combustible garbage to eliminate a garbage pick-up bill, and washes and waxes his cars instead of having a service do them.
One thing is for sure. The investment strategies that you've been taught in economics 101 will not do the trick.
The most successful and wealthy people in the world are using strategies that run counter intuitive to what the common American thinks will work. And they're getting access to that information via cutting-edge financial investment advice from the most brilliant financial minds of our day, men like Gerald Celente, Kip Herriage, and Wayne Allyn Root.
In the current world economic situation, it is an act of futility to trust your retirement planning to anyone but yourself. By following the advice of experts with solid credibility in the fields of business and finance, investing, and politics, you will be able to survive whatever the economy throws our way.

Art Basmajian is an Strategic Entrepreneur and Online Marketing Specialist. He inspires people through personal coaching and webinar training on how to create an executive level income using the power of the Internet.

Using Financial Investment Advice To Plan Your Future

Finding sound financial investment advice may not be as difficult as following it. Not only should one know how to save money, but he or she must also know how to accumulate wealth in order to plan for a secure financial future. One has to determine where it is best to make investments and how to get the most out of savings accounts. With a little patience and homework, one can find a financial plan to accommodate his or her needs.
Those who decide to go with investments would do well to create a disciplined system. Although it is difficult to tell how stocks will rise and fall one can learn to use timing to his or her advantage. Knowing when to get in and out of a stock is key to making a smart investment. Studying the market's history and patterns may also help one learn where it is best to invest.
Another piece of financial investment advice is to be wary of predictions. Predictions are just as much of a gamble, if not more so, than following no set system. In fact, one may actually buy at a higher price when relying upon predictions. Instead, it is important to stay with the rules set out in a disciplined system. Choosing companies that look to have the best chances of surviving in the long term should be the goal.
Stock investments are not the only way to help plan for the future. Learning where and how to save money is also a very crucial aspect of financial planning. One must keep track of spending habits and learn to cut out any unnecessary expenses or substitute lower cost items for needed purchases. Writing down all monthly expenses is one way to begin discovering where one's money goes and what can be cut from the budget.
Putting away a set amount of money in an interest bearing savings account is a small but important step in financial planning. However, using short-term savings accounts may be a better risk than using a long-term bank savings account. When choosing an account, one has to consider the rate of interest, current rate of inflation and tax rates to decide where it is best to keep his or her money.
There are many other pieces of financial investment advice one can follow, but learning about stocks and savings is a way to start. It may also be a good idea to seek out professional help in order to make sound and objective financial decisions. Having a third party involved can take away some of the burden and pressure of financial planning. The important thing is to get started on a plan and to have the commitment to follow it.

3 Tips to Securing the Best Financial Investment Software

Financial investment software is that which scours real time market data to find high probability investing opportunities. Thousands and millions of traders globally are now using this relatively new technology to make the kind of money that they want from the market because it enables you to trade in your free time without knowledge or experience of analytics required - all of that is done for you so that you can focus on the investing aspect.

I've tested and regularly used enough financial investment software options to know that all things aren't equal with each program in this niche. Therefore I've compiled 3 essential tips which have helped me spot the phonies and find the truly legitimate and effective programs out there, so here is what to know to get the best financial investment software.

1 - Penny Stocks - I've found that the best financial investment software targets penny stocks. The cheapest investments offer the greatest profit potential, so being able to have a strong penny stock picker on your side is invaluable. When I say targets I mean exclusively targets penny stocks, don't go for a program which tries to do it all because honestly there is a great deal more volatility associated with cheaper stocks given their cheap prices, so it's a different process altogether.

2 - Customer Support - Forget about flashy websites, good customer support tells you everything you need to know about a publisher which in turn says a great deal about their financial investment software. If they don't have phone support, send them an email in which you show interest in their program, ask any questions if you have any, but the main point is the see how long it takes them to get back if they do at all. You'd be surprised at how many publishers simply ignore emails like that.

3 - Guarantee - Finally, it's essential that the financial investment software you go with comes with a money back guarantee on it. No legitimate publisher will offer anything less, so if you don't see that guarantee that should raise some big red flags right away. More importantly you can use a money back guarantee to test any program you're interested in firsthand which sounds complicated but it's as easy as getting the program then sitting back and receiving it's first few stock picks then check their subsequent performances. If you're anything less than satisfied, get your refund and be on your way. The truth is that most publishers want you to try their financial investment software in this way if they're serious about their program.